PPS Register

The Personal Property Securities Register allows lenders and businesses to register their security interests. Secured parties, buyers and other interested parties can search the PPSR to find out if a security interest is registered over the personal property.

Who would use the PPSR?

Financial instutions such as banks and finance companies providing loans where they receive a security interest in an item of personal property.

Businesses who sell personal property on credit, consignment, or on a retention of title arrangement.

Consumers who are about to purchase personal property, such as valuable second goods, to make sure the property is free of a security interest.

Examples of personal property include:

  • art
  • cars, boats and caravans
  • crops and livestock
  • inventory
  • plant and machinery
  • shares

Personal property can also include non-material items such as:

  • accounts
  • intellectual property
  • investment instruments, or
  • licences.

What is the PPSR used for?

The register is used to determine priority for secured creditors in the case of debtor default or liquidation.

Secured parties and potential secured parties are able to use it to search for and register security interests in personal property. The PPSR is web based, available in real time and accessible 24 hours a day, 7 days per week.