PPSR Glossary

Some commonly used PPSR terms are outlined in our glossary below.

ABN (Australian Business Registration Number)

An ABN is an identifying number used when dealing with government agencies such as the Australian Taxation Office and other businesses.

ACN (Australian Company Number)

An ACN is a unique identifier issued by ASIC; no two companies can have the same ACN.

ALLPAAP (All Present and After- acquired property)
  • personal property over which the grantor has an interest at the time the registration is made  on the PPS Register, and
  • personal property acquired after the registration is made on the PPS Register.
ALLPAAP (All Present and After- acquired property)

This means all present and after-acquired property, except for an item or class of personal property stated in the registration as being exempt.

Amend PPS Registration

Amending or altering information against a security interest on the PPS Register; for example, the duration of the registration.

ARBN (Australian Registered Body Number)

An ARBN is a unique identifier that is issued by ASIC to registrable Australian bodies and foreign companies; no two bodies can have the same ARBN.

ARSN (Australian Registered Schema Number)

The ARSN is a unique identifier that is issued to Managed Investment Schemas; no two bodies can have the same ARSN. Please refer to the Australian Securities Investment Commission (ASIC) website for more ARBN information.


An attachment can be either the successful creation of a security interest on collateral that can be enforced against that collateral or a document which further describes the collateral that is uploaded as part of a registration.

Australian Business Register (ABR)

ABR is a register of information that is provided to the Australian Taxation Office by businesses and other entities when registering for an ABN.

Chassis Number

A series of unique numbers/letters that are attached or stamped to a motor vehicle’s chassis by the vehicle manufacturer.


This is personal property that is the subject of a security interest. For example, a motor vehicle that has been used as security for a loan given by a bank to finance the purchase of that motor vehicle.

Collateral Classes

Collateral needs to be identified to one of the following classes as set out in the PPS Regulations:

  • Agriculture
    • Livestock; while they are alive – alpacas, cattle, fish, goats, horses, llamas, ostriches, poultry, sheep, swine and other animals and their unborn young, and the products of livestock before they become proceeds. For example, the wool on a sheep’s back before the sheep is shorn. Crops that have not been harvested (whether matured or not and whether naturally grown or planted), this includes products of agriculture or aquaculture.
  • Aircraft
    • a machine or craft that can travel in the air and has a nationality and registration mark
    • an aircraft engine
    • an airframe, or
    • a helicopter.
  • All present and after-acquired property
    • personal property over which the grantor has an interest at the time the registration is made  on the PPS Register, and
    • personal property acquired after the registration is made on the PPS Register.
  • All present and after-acquired property except
    • This means all present and after-acquired property, except for an item or class of personal property stated in the registration as being exempt.
  • Financial property
    • This includes chattel paper, currency, documents of title, investment instruments, negotiable instruments and investment entitlements.
  • Intangible property
    • Personal property that is not any of the following:
      • financial property
      • Patent (a patent is a right granted for any device, substance, method or process which is new, inventive and useful)
      • Copyright information, goods, or
      • an intermediated security.
  • Intellectual Property
    • This includes rights in a design, patent, trade mark, copyright or circuit layout (circuit layout refers to the original layout designs for integrated circuits and computer chips), or plant breeder’s rights (PBRs are exclusive commercial rights to a registered variety of plants).
  • Motor vehicles
    • Motor vehicles that have a Vehicle Identification Number (VIN).
  • Other goods
    • This means personal property that is goods other than agriculture, aircraft, motor vehicles and watercraft. For example, Credit Union ABC has a security interest over 123 Pty Ltd.’s space satellite. A space satellite is tangible property (i.e. goods such as crops, livestock, wool, extracted minerals or satellites and other space objects) and it doesn’t fall into agriculture, aircraft, motor vehicle or watercraft collateral class. It’s then assigned the collateral class ‘other goods’ in the registration.
  • Watercraft 
    • A watercraft is a boat or vessel (other than a seaplane) that is used, or intended to be used, in navigation by water or for any other purpose on water, that has a hull identification number or an official number.
Create Registration (Collateral Registration)

A financing statement to the PPS Register. In addition to collateral details, the registration may include:

  • details about the grantor
  • details about the secured party
  • details about the address for service (address that correspondence relating to the registration must be sent)
  • giving of notice identifier (reference code used to identify the registration), and
  • details about the security interest (for example, whether it is a purchase money security interest or whether it is subordinate to other interests).

Registrations can only be attached to one (1) collateral class.

Collateral Type

Commercial Property

Personal property that is held in the course or furtherance, to any degree, of carrying on an enterprise. It does not include consumer property.

Consumer Property

Personal property held by an individual, except that is held in the course of furthering, of any degree, in carrying on an enterprise to which an ABN has been allocated.

Discharge of Registration

Discharging a registration from the PPS Register either before its end date or on the end date.

Discharged Registration

This is a registration that has passed its expiry date or has been removed from the PPS Register.

Duration of Registrations

The time length of a registration from the start to the end dates.

Expires (End Date of Registration)

This is the date at which the registration expires. The expiry will occur at the last moment of the nominated end date; at 23:59:59 on the end date. Once the registration has expired it then becomes a discharged registration.


A person or business entity that owns or has an interest in the personal property to which a security interest is attached to.

HIN (Hull Identification Number)

A unique identifier for a boat allocated by a state or territory registration authority or other authorised persons.


Interest in relation to personal property and includes a right in the personal property.

Interested Party

A person or business entity that is interested in a specific collateral registration and/or information held on the PPS Register.


Personal property used in the ordinary course of business by an entity with an ABN, including:

  • property held for sale, or lease
  • property held to be provided under a contract for services
  • property held as raw materials or as work in progress, and
  • property used or consumed as materials.
Manufacturers Number

This is a unique identifier of numbers and/or letters that are stamped or attached to an aircraft or motor vehicle by its manufacturer.

Migrated Registrations

Security interests that have previously been registered in a transitional register prior to PPS Register registration commencement time, and which have been migrated to the PPS Register.

Nationality and Registration Mark

For an aircraft, this means the combination or series of numbers and/or letters that are assigned to the aircraft under the Chicago Convention. The nationality mark for an Australian aircraft is ‘VH’, followed by a hyphen and registration mark of three characters.

NEVDIS (National Exchange of Vehicle and Driver Information System)

NEVDIS is a national database of all registered vehicles in Australia. The PPS Register interfaces with NEVDIS to provide additional information on motor vehicles when registrations are made against motor vehicles as collateral, and when searches are conducted.

Ordinal Search

An ordinal search allows users to compare two registration events (start time, end time and change number).

Organisational Identifier

The organisation identifier is the name or number that identifies an organisation. This can include the name, ACN, ABN, ARBN, or ARSN allocated to an organisation. It is important to ensure that the correct organisation identifier is included in the registration. Incorrect identifiers for grantors may lead to the registration being ineffective; you are able to verify organisation identifications before creating a registration with Equifax PPSR.

Original Registration

For migrated registrations, this means the time at which the registration that is migrated was first registered on the transitional register. Example: A personal loan for a motor vehicle was registered on the Register of Encumbered Vehicles on 2 July 2008. This registration was migrated to the PPS Register. The original registration time shown on PPS Register for this migrated registration will be 2 July 2008.

Outboard Motor

Outboard motor means an engine that:

  • has a propeller and a manufacturer’s number,
  • is designed to be attached to a boat or vessel, and
  • is intended for use to propel a boat or vessel.

Outboard motors generally belong to the collateral class ‘other goods’.

Personal Property

Any form of property, other than land or a right or entitlement under a Commonwealth, state or territory law that declares that the right or entitlement is not personal property for the purposes of the PPS Act.

PMSI (Purchased Money Security Interest)

PMSI is a particular type of security interest. A PMSI is distinguished from a standard security interest in two main ways: its manner of creation and the priority it receives relative to other security interests in the same collateral. A PMSI is a security interest in collateral that secures the assistance provided by the secured party to the grantor to enable their purchase or acquisition of rights in the collateral.

PPSA (Personal Property Security Act 2009)

The Personal Property Securities Act 2009 (Cth), as amended from time to time.

PPSR (Personal Property Security Register)

A real-time online register where data in respect of security interests, as well as certain prescribed personal property is registered. The PPS Register acts as a noticeboard rather than as a definitive record of security interests in personal property. It is not a register of title or ownership of personal property. The PPS Register is governed by the Australian Government, Attorney-General’s Department.


The order in which interests in property are enforced on the PPS Register. Priority is usually determined by the time of creation of the interest, with earlier interest prevailing over a later interest.


A registered financing statement to a security interest or personal property, the registration statement may be amended from time to time.

Registration Number (Collateral Registration Identifier)

This is a unique identification number allocated to a collateral registration at the time of its registration. The registration number will need to be supplied in order to amend a registration. 

Registrations Status

A registration can be in one of the following states:

  • current
  • expired
  • removed, or
  • archived
Search Certificate

Search certificates are proof of the data returned in a search result.

Search Certificate Number

A unique number that is assigned to each search certificate issued. Multiple search certificates can be issued for each search number.

Secured Party

A Secured Party is a person who holds a security interest in personal property. This includes parties such as a financier, mortgagee, chargee, lender, retention of title supplier, or lessor.

Secured Party Group

A Secured Party Group or SPG is used in the PPSR to define a secured party. An SPG consists of one or more secured parties, either individuals or organisations. A secured party group is assigned to a registrations in the PPSR.

SPG Number (Secured Party Group Number)

A unique identifier for each secured party group.

Security Interest

An interest in personal property provided for by a transaction that secures payment or performance of an obligation.

Serial Number

In relation to collateral, means a serial number that the collateral can be described or identified by in a registration.

For example the following may be described by a serial number.

Commercial property that is:

  • motor vehicle
  • watercraft, and
  • certain intangible property (patent, trade mark, plant breeder’s right, and design).

For example the following must be described by a serial number.

Consumer property that is:

  • motor vehicle
  • watercraft
  • certain intangible property (patent, trade mark, plant breeder’s right, and design), and
  • aircraft (airframe, aircraft engine, helicopter and small aircraft).

Commercial property that is:

  • aircraft (that is further described as airframe, aircraft engine, helicopter and small aircraft).

Each registration is issued with a registration token. A token is used to authorise a user to amend or discharge a registration. A record of the token should be kept safe and made available only to personnel authorised to amend or discharge a registration. There is only one token per registration.

VRN (Vehicle Registration Number)

A series of numbers and/or letters that is assigned to a vehicle by the relevant road traffic authority upon registration of a motor vehicle.

VIN (Vehicle Identification Number)

The VIN is a 17 character unique serial number used to identify a motor vehicle. If a motor vehicle has a VIN, then a registration or a search for that motor vehicle on the PPS Register should be made against that VIN. VIN numbers do not contain the letters i, o or q to avoid confusion with numerals.